Underwriting Guidelines
1. Approval in less than 24 hours
2. Financial Products (MCA): ACH
3. Daily/Weekly/Monthly: Daily, Weekly
4. No Tax Returns, Or Financials Required
5. Min - max funding amount: $1k - $500k
6. Longer Terms. Lower Rates.
7. Min monthly deposits: $3,500/Month
8. Docs required for submission: 3 month bank , application
9. Bankruptcies: dismissed or discharged
10. Min FICO: 400
11. Min time in business: 3 Months
12. Positions will fund: 12
13. Restricted Industry: None
14: Restricted States: California
15. Canada/Puerto Rico: NO
16. Consolidate Positions: NO
Preparing for Funding
1. Merchant should ensure that the business account for which
statements were submitted, has a balance equal to or
greater than two payments. We are not able to fund
accounts with a negative balance.
2. Merchant should not accept funding from any other company
without notifying our underwriters. In many cases we can
of time it will result in an automatic decline.
offer additional funding, however, if we are not notified ahead
3. Merchant should be ACTIVE and in Good Standing with the
secretary of state.
4. Merchant must not be at risk of eviction, Landlord will be
contacted.